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With over three decades of experience in the mortgage industry, I have been a licensed Mortgage Loan Originator since 1992, helping individuals and families achieve their homeownership and financial goals. My extensive knowledge of purchase and refinance mortgage solutions allows me to guide clients through every step of the lending process with clarity, confidence, and a focus on long-term financial well-being. Whether you're a first-time homebuyer, upgrading to your next home, or looking to refinance for better terms, I’m committed to delivering tailored solutions that align with your needs.

I take pride in building lasting relationships based on trust, responsiveness, and results. My goal is not only to secure the right loan for you but also to ensure a smooth and transparent experience from application to closing. With a deep understanding of loan products, market trends, and underwriting guidelines, I work proactively to simplify what can be a complex process and advocate for your best interests at every stage.